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RAMS variable interest rate lowered

Mon, 2008-11-10 12:24 — administrator

RAMS Basic Home Loan rate reduced to Call% p.a.

To ensure it continues to offer a cheaper alternative to the major banks, RAMS is today reducing its standard variable rate to just Call%.

This rate reduction follows the latest decrease to the RBA official cash rate and takes the RAMS Basic Home Loan to just Call% p.a , making it one of the most competitive in the market.

$0 Application Fee For First Home Buyers

In addition, RAMS is waiving the application fee for all first home buyers that qualify for the First Home Owner Grant and apply for a new RAMS home loan before 31 December 2008.

Saving $395 in upfront fees, it’s a great start for those looking to make the most of the government’s recent boost to the First Home Owner Grant.

RAMS Basic Home Loan:

  • Up to 100% LVR
  • Up to 10 years interest only repayments
  • Minimum loan $50,000
  • Extra payments (min $2,000)
  • Redraw facility (min $1,000, fee $50)
  • Construction option



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