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Personal Information

Tue, 2008-04-15 08:51 — Broker

The first step in choosing a home loan and subsequently applying for a home loan is to gather personal details for each applicant and guarantor if applicable as follows.

  • Title
  • Surname
  • First Name
  • Middle Name
  • Date of Birth
  • Gender
  • Driver Licence Number
  • Marital Status
  • Number of dependants per application and their ages
  • Home Phone
  • Work Phone
  • Mobile Phone
  • Email
  • Residential address/s for the past 2 - 3 years
  • Occupation
  • Employment type, self employed or employed wages/salary
  • Employment basis, full time, part time or casual
  • Employment history for past 2 - 3 years
  • Identification, which is usually a birth certificate or passport and a driver licence

Certain lenders may require additional information such as mothers maiden name, a referee or the name address and contact details of the nearest relative not living with the applicant/s.

Next we need to gather information on all libilities for each applicant.




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