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Important information

Please be aware of the following;

  • As a blog style website there can be a lot of historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
  • Ability Finance, through choice, no longer represent some lenders who may be historically referred to within this website.
  • No information or content contained on this site should be relied on as being current.
  • No content contained within this site should be taken as advice in any way at all.

Home Loan

Home Loans are available in many different shapes and sizes and are offerdwith a range of options that can become confusing to say the least. Reasons for applying for a home loan can be just as varied. Reasons could include but not be limited to;

  • Purchasing a new home or an investment property
  • Investor home loans to purchase property or other investment purpose
  • Refinancing an existing home loan
  • Bridging finance or relocation home loan
  • Business finance
  • Debt consolidation
  • Home improvements or additions
  • Construction or owner builder
  • Short Term Finance
  • Equity or equity release
  • Other worthwhile purpose

Common types of home loans are as follows;

  • Standard Variable Rate Home Loan
  • Basic Variable Rate Home Loan
  • Fixed Rate Home Loan
  • Line of Credit
  • Low Doc Home Loans
  • No Doc Home Loans
  • No Deposit Loans
  • Non Conforming Loans
  • Reverse Mortgage