Everyone is of course looking for the “best interest rate home loan” but to establish an optimal home loan product in each case there are many questions that need to be answered first.

Some of the more important questions that need to be answered are;

• What is the loan size
• What is the property value
• How many securities are involved
• What type of home loan is preferred? Eg fixed, variable, pro pack or splits...
• What is the loan to value ratio
• What type of property

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