Thu, 2009-01-15 16:03
Basic Home Loan current offer from one of our lenders - 6.23% ( Comparison 6.25% )
NO application fee
NO valuation fee ($500 paid toward cost of valuations. valuations up to $1 million are $220)
NO ongoing fees
FREE REDRAWS on line
MINIMUM loan can be as low as $50,000
Settlement fee only $250
CAN be split into four separate accounts at NO additional charge (Note can only combine with basic or fixed . Fixed split incurs $8 per month)
Early repayment fees are Yr 1 $1500, Yr 2 $1200, Yr 3 $1000
95% plus LMI for Owner Occupied and Investment purchases.
Interest only 5 years allowed for owner occupied.
No genuine savings required.
Probation and one days full time employment considered.
Will refinance business debt at residential rates ( security must be residential ).
Turnaround times currently 48 hours for conditional approval assuming mandatory information is provided.