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  • As a blog style website there can be a lot of historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
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First Home Buyer

First Home Buyers

Most first home buyers in Australia are eligible for reductions in purchase stamp duty normally payable or other state government based first home buyer incentives when purchasing their first home to occupy.

NSW first home buyers should visit this page for the latest first home owners grant information.

There is also the opportunity of applying for the $7000 First Home Owner Grant from the Australian Commonwealth Government. Read more

First Home Buyer Grant

There are 2 parts to the first home buyer grant in Australia.

The first is the Australian Commonwealth Government grant which at the time of writing is $7,000 as it has been for some time.

The second part is Australian State Government based and this varies from state to state. Read more

Know Your Property Market

Knowing your property market is one of the most important things when purchasing a home, or purchasing any property for that matter. The price of a home is determined by the amount of money a purchaser is prepared to pay to acquire that property which in turn the seller is prepared to accept. Some purchasers enlist the services of a property buyers agent to do all the legwork for them and find them a suitable property to buy. Read more

Offer to Purchase Accepted

Once the vendor has verbally accepted your offer to purchase contact your solicitor, conveyancer or leagal representative immeadiatley. Contact your finance broker again to check the loan previously preapproved is still available and competetive. Your legal advisor should normally have seen the contract of sale by now and explained any items of concern to you and is the only person to consult regarding paying over any deposits or signing anything. Read more

First Home Buying

Arriving at the decision to purchase your own home for the first time can come about due to any number of different reasons.

Some people have always wanted to purchase their own home while others decide to purchase their first home to live in as a result of other influences.

Increases in rent, seeking additional security or needing more space are common reasons for deciding to purchase a first home.

Whatever the reason, the desire to purchase your first home has become evident and you now find yourself reading this first home buyer information. Read more

Wes Smith of Ability Finance is a MFAA Acredited Mortgage Consultant
Wes Smith of Ability Finance is a MFAA Acredited Mortgage Consultant
Ability Finance is a Mortgage and Finance Association of Australia Full Member
Ability Finance is a Mortgage and Finance Association of Australia Full Member
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