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Important information

Please be aware of the following;

  • As a blog style website there can be a lot of historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
  • Ability Finance, through choice, no longer represent some lenders who may be historically referred to within this website.
  • No information or content contained on this site should be relied on as being current.
  • No content contained within this site should be taken as advice in any way at all.

Fixed Interest Rate

Free Home Loan Splits Fixed and Basic Variable

UNLIMITED LUMP SUMS ALLOWED ON BOTH HOME LOAN SPLITS

REDRAW ON BOTH SPLITS
ONE APP FEE $600
AVAILABLE FOR CONSTRUCTION LOANS
GREAT FOR FAMILY EQUITY LOANS

Contact Ability Finance brokers on 02 80024035 for information.

Fixed Interest Rate Home Loans

2, 3 and 5 year fixed interest rate home loans with;

  • Unlimited additional repayments
  • Unlimited Redraw
  • Rate Lock available
  • $600 application fee, $5 per month account keeping fee

Contact Ability Finance brokers on 02 800024035 for further information.

Unique fixed interest rate option

One of our lenders is offering the following unique fixed interest rate home loans.

  • Competitive rates over 2 years, 3 years and 5 years
  • Unlimited additional repayments
  • Unlimited Redraw
  • Available for Construction/Guarantor Loans
  • Re-amortisation of repayments after principal reduction
  • Rate Lock available
  • $600 app fee, $5 p/m

Contact Ability Finance brokers on 02 800024035 for further information.

Westpac increases Fixed Interest Home Loan Rates

Westpac have announced new fixed interest rates effective from the 15th July 2008.

The following fixed rate home loans are increasing by 0.20 percent from the above date.

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed
  • 6 year (Fixed Rate IPL only) fixed
  • 7 year fixed
  • 9 year (Fixed Rate IPL only) fixed
  • 10 year fixed
  • 12 year (Fixed Rate IPL only) fixed

ING Fixed Interest Rate Increase

Effective from 6 June 2008 ING Direct fixed interest rates will increase 0.20 percent. This increase aplies to the following home loans;

  • 1 Year Fixed Rate
  • 2 Year Fixed Rate
  • 3 Year Fixed Rate
  • 4 Year Fixed Rate
  • 5 Year Fixed Rate

St George offers discount off fixed interest rate home loans for a limited time

0.15% off Fixed Rates in Advantage Package, for a limited time

From Tuesday 10 June 2008 we are offering 0.15% off Fixed Rates in the Advantage Package, for a limited time.

The following conditions apply: Read more

  • New applications for new borrowings of $150,000 or more received from 10 June 2008 for an Advantage Home Loan Package, will be eligible.

St George Fixed Interest Rates Rise

Change in Fixed Rates as of Tuesday 10 June 2008

St.George/BankSA will be increasing its 1-, 2-, 3-, 4- and 5-Year Fixed Rate Home Loans effective from Tuesday,
10 June 2008 for new customers and for existing customers switching into a new fixed rate. Read more

  • 1 Year Fixed Rate (including Portfolio, No Deposit LEF, Low Doc and Low Doc Portfolio) +0.30
  • 2 Year Fixed Rate (including Portfolio, No Deposit LEF) +0.20
  • 3 Year Fixed Rate (including Portfolio, No Deposit LEF, Low Doc and Low Doc Portfolio) +0.20

Interest in Advance Investor Loan

Beat the 30 June tax deadline with a fixed interest in advance investment loan.

With changing tax and market conditions many investors may be considering a fixed interest in advance investment home loan.

One Ability Finance lender is offering a special low Fixed Interest Rate, Interest Only Mortgage Loan, 1 Year In Advance.

This special offer rate is current as at 16 May 2008 for applications received before 30 June 2008 and is subject to change. To secure the currently available interest rate customers may wish to consider Rate Lock. Read more

St George Fixed Rate Campaign Ends

The St George Fixed interest rate discount campaign will be finishing on close of business on Friday 16 May 2008. From Saturday 17 May 2008, all packaged fixed rate loan applications will be at the carded standard fixed rates.

If you are shopping around for a fixed interest rate home loan please contact a finance broker now for further information or telephone 02 80024035.

The St George 1 Year Introductory Fixed Rate home loan will increase by 0.50 percent effective Monday the 12th May 2008. Read more

The Rock Interest Rate Adjustments

The Rock Building Society is increasing one, two, three and five year fixed interest rates incluuding all Standard, Line of Credit, Standard Lo Doc, and Lo Doc Line of Credit interest rates effective for all home loan applications received after 8.30am Queensland Time Monday 12 May 2008.

ANZ Fixed Interest Rate changes

Please note the following changes to ANZ Fixed Interest Rates, effective Monday, 5th May 2008 (the interest rate applies at settlement not approval):

  • ANZ Residential 1 Year Fixed Rate Home Loan & RIL - 0.14 percent
  • ANZ Residential 7 Year Fixed Rate Home Loan & RIL + 0.19 percent
  • ANZ Residential 10 Year Fixed Rate Home Loan & RIL + 0.36 percent

Fixed Interest Rate Increase

ING Fixed Rate Increase

ING has increased selected Fixed Rates for all new applications effective from Friday, 25 April 2008.

Iden Groups 3 year Fixed Rate Special will increase in line with the funders interest rate increase.

Fixed Interest Rates Increase

Fixed Interest Rates Increase.

Effective the 25th April 2008 fixed interest rates increased 0.10 percent for the 1 year fixed rate and 0.20 percent for the 2, 3, 4 and 5 year fixed interest rate home loans.

Effective immeadiatley there have also been changes made to the low doc home loans policy.

AMP Banking Interest Rate Changes

Variable Rate Changes

The volatility on financial markets continues to significantly impact AMP Banking cost of funds, with the flow-on effect of AMP Banking having to review pricing - however, the Bank continues to absorb a significant portion of the higher funding costs.

As a result, the following changes have been made to intest rate levels for new business for Introductory Variable Rate Loans and fixed interest rate loans. For new applications received from Monday 21 April 2008. Read more

3 Year Fixed Interest Rate special limited offer

3-Year Fixed Rate Special

With the current uncertainties in the capital markets many clients are seeking the security of a fixed rate. Iden has an extremely competitive 3 year fixed rate offering at present, giving the comfort of knowing exactly what home loan repayments will be for the next 3 years.

Loan applicants may elect to lock in the fixed rate at time of approval by completing a fixed rate lock in request form at time of application. A fixed rate lock in fee of $499 is payable and will be debited to the applicants credit card at time of lock in. Read more

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