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Business

Business Finance

Thu, 2009-04-23 14:23 — administrator

Fighting Fund Business Finance Current as at 14th April 2009

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Commercial Hire Purchase CHP

Thu, 2008-04-24 09:21 — Broker

Commercial Hire Purchase (CHP)

CHP is a commonly used equipment financing product for business purposes. Generally a Commercial Hire Purchase allows the borrower the flexibility to utilise equity or a cash deposit to reduce the amount financed, unlike a finance lease where equity is not permitted. There is also flexibility when setting the balloon value, i.e. the final instalment. Read more

Chattel Mortgage

Wed, 2008-04-23 10:24 — Broker

Chattel Mortgage (CM)

A Chattel Mortgage is a loan where the financier takes a charge over the goods to be financed and this charge is registered with ASIC and\or the Land Title Office under a Bill of Sale. In legal terms the title to the goods is in the name of the customer but they offer the goods as security to the financier who registers a charge over that asset. Read more

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