Finance Broker Australia

St George Bank have just announced that due to continued higher costs of wholesale funding St George/BankSA will increase the interest rates on its Variable Rate Home Loans (excluding Low Doc loans) by 0.20%pa. This new rate will be effective for both new and existing borrowers from Tuesday 8 July 2008.

St George Variable interest rate Home Loan products which are increasing are;

• Standard Variable
• Portfolio Variable Loan
• Discount Variable
• Seniors Access Home Loan
• St.George No Deposit Home Loan – Quick Start Option

0.15% off Fixed Rates in Advantage Package, for a limited time

From Tuesday 10 June 2008 we are offering 0.15% off Fixed Rates in the Advantage Package, for a limited time.

The following conditions apply:

• New applications for new borrowings of $150,000 or more received from 10 June 2008 for an Advantage Home Loan Package, will be eligible.

Change in Fixed Rates as of Tuesday 10 June 2008

St.George/BankSA will be increasing its 1-, 2-, 3-, 4- and 5-Year Fixed Rate Home Loans effective from Tuesday,
10 June 2008 for new customers and for existing customers switching into a new fixed rate.

• 1 Year Fixed Rate (including Portfolio, No Deposit LEF, Low Doc and Low Doc Portfolio) +0.30
• 2 Year Fixed Rate (including Portfolio, No Deposit LEF) +0.20
• 3 Year Fixed Rate (including Portfolio, No Deposit LEF, Low Doc and Low Doc Portfolio) +0.20

The St George Fixed interest rate discount campaign will be finishing on close of business on Friday 16 May 2008. From Saturday 17 May 2008, all packaged fixed rate loan applications will be at the carded standard fixed rates.

If you are shopping around for a fixed interest rate home loan please contact a finance broker now for further information or telephone 02 80024035.

The St George 1 Year Introductory Fixed Rate home loan will increase by 0.50 percent effective Monday the 12th May 2008.

0.30 percent off 1 to 5 year fixed rates

From Sunday 20th April a fixed interest rate loan special will be launched.

The offer is a 0.30 percent p.a. discount on one to five year fixed rates if the lenders Home Loan Package is taken and is for a limited time.

The following campaign rules will apply:

• The offer starts on Sunday 20 April 2008.
• Pre-approvals are not eligible for the 0.30 percent p.a. discount.
• The 0.30 percent p.a. fixed rate discount will be available for a limited time only.

From 7 April 2008 St.George/BankSA is making changes to the No Deposit – Quick Start Option. This option is suitable for those customers who have minimal funds upfront to purchase a property. This includes customers who do not wish to pay the LMI or the LEF (Loan Extension fee). The changes are as follows:

• The variable interest rate margin will increase from 0.32% to 0.50% above the Standard Variable Rate;
• The fixed interest rate margin will increase from 1% to 1.15% above the Standard Fixed Rate; and

Monday 31st March 2008

St George Bank change to Variable Home Loan Interst Rates - effective from Thursday 3 April 2008

Due to continued higher costs of wholesale funding St George/BankSA will increase the interest rates on its Variable Rate Home Loans by 0.10 percent per annum. This new rate will be effective for both new and existing borrowers from Thursday 3 April 2008.

St George Bank variable interest rate home loan products increasing by 0.10 percent are as follows.

Change to discounted Fixed Rates in Advantage Package

Wednesday 12th March 2008

St George Bank fixed interest rate discount promotion uner the Advantage Package is to end on sunday the 16th March 2008

Applications must be lodged on or before 16 March 2008 to receive the 0.20 percent discount, pre-approvals are excluded.

Change to Variable Rates Effective from 13 March 2008

Wendnesday 12th March 2008

St George Bank have announced variable interest rate home loans are to increase bt 0.35 percent from tomorrow 13 March 2008

Personal Loan Rates Increase

Tuesday 11th March 2008

St George Bank today announced personal loan variable interest rates will increase effective tomorrow the 12th March 2008

The reason stated for this increase is because of the change in the cash rate.