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Please be aware of the following;

  • As a blog style website there can be a lot of historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
  • Ability Finance, through choice, no longer represent some lenders who may be historically referred to within this website.
  • No information or content contained on this site should be relied on as being current.
  • No content contained within this site should be taken as advice in any way at all.

Fixed Interest

Fixed interest is where the interest rate is fixed for a specified term from moving up or down.

AMP Banking Reduce Fixed Interest Rate Home Loans

Thu, 2009-01-15 15:20 — administrator

AMP Banking Fixed Rate Changes

Changes effective 18th January 2009

Standard Fixed Rate Loans
- Introductory 1 Year Fixed Rate decreased by 0.70%
- 1 Year Fixed Rate decreased by 0.50%
- 2 Year Fixed Rate decreased by 1.00%
- 3 Year Fixed Rate decreased by 0.50%
- 5 Year Fixed Rate decreased by 0.50%

Affinity Fixed Rate Loans ($250,000 and above)
- 1 Year Fixed Rate decreased by 0.50%
- 2 Year Fixed Rate decreased by 1.00%
- 3 Year Fixed Rate decreased by 0.50%
- 5 Year Fixed Rate decreased by 0.50%

Affinity Fixed Rate Loans (below $250,000) Read more

Westpac Reduces Fixed Home Loan Interest Rates

Tue, 2008-11-25 20:13 — administrator

Westpac home loan and investment property home loan fixed interest rates will be reducing effective Tuesday 25 November 2008.

1 year guaranteed - 0.50 percent
1 year fixed - 0.50 percent
2 year fixed - 0.90 percent
3 year fixed - 0.20 percent
4 year fixed - 0.40 percent
5 year fixed - 0.40 percent
6 year fixed (IPL only) No Change
7 year fixed - No Change
9 year fixed (IPL only) 7.39 7.39 7.19 - No Change
10 year fixed - No Change
12 year fixed (IPL only) - No Change

2 Year Fixed Rate Home Loan Special

Thu, 2008-11-13 11:13 — administrator

"The lowest two-year fixed rate the market has seen from a major bank since September 2003!"

Below 6% !!

Two year fixed rate home loan effective 17 November 2008 .

Phone now.

Fixed rate reduction for Heritage Home Loans

Fri, 2008-11-07 22:15 — administrator

Heritage Building Society have very attractive fixed interest home loan options at present.

1 & 2 Year fixed currently Call%
3 & 5 Year fixed currently Call%

Unlimited lump sum payments (break cost applicable only if paid out in full)

Redraw available

Application fee $600, no additional cost to split loan facilities (legal and settlement fees will apply)

Commonwealth Bank Changes to Interest rates

Wed, 2008-10-22 18:35 — administrator

Changes to Variable and Fixed Home Loan / Investment Home Loan Rates

The Commonwealth Bank today announced that it will cut its variable interest rate and fixed rates for home loans and investment home loans, as from Thursday 30 October 2008.

Interest rates for the following lending products (new and existing borrowings) will change from Thursday 30 October 2008:
Standard Variable Rates Read more

  • Standard Variable Rate (including Low Doc) - 0.21 percent
  • 12 Months Discounted Variable Rate - 0.21 percent

Variable and Fixed Interest Rate Home Loan Reductions

Wed, 2008-10-22 16:12 — Broker

ING DIRECT will reduce all residential variable mortgage interest rates by 0.20 percent per annum effective from 31 October 2008.

Fixed rates for 3, 4 and 5 year terms will reduce effective from 24 October 2008.

ANZ Fixed Interest Rate Changes

Wed, 2008-10-15 19:27 — administrator

ANZ have announced reductions to home loan fixed interest rates over 1, 2, 3 and 4 years of between 0.14 and 0.70 percent.

Contact Ability Finance now on 02 80024035 for further information

RAMS REDUCES FIXED RATES

Wed, 2008-10-15 19:22 — administrator

Effective today, 15 October 2008, RAMS is pleased to announce a decrease in all its Fixed Rate products.

Ask us about RAMS 3 year fixed rates – now some of the most competitive in the market!

RAMS also now allow for rate Fixing at Settlement:

Products:
RAMS Fixed Rate
RAMS Fixed Rate Pro Pack 1 & 2
RAMS Fixed Rate Low Doc
RAMS Fixed Rate SE Pro Pack 1 & 2

Contact Ability Finance on 02 80024035 now.

Home Loan Interest Rates Cut!

Wed, 2008-08-06 12:03 — wes@ability

Many people have been asking when home loan interest rates in Australia will fall.

Today one of the lenders on the Ability Finance broker panel of lenders announced an interest rate cut to their fixed interest rate home loans and fixed interest rate investment home loans.

This announced interest rate cut is 0.30 percent off the previous fixed interest rates.

Economists are interpreting the release by the Reserve Bank Board yesterday as a positive indication that home loan interest rates are more likely to decrease in any future move than increase. Read more

Westpac increases Fixed Interest Home Loan Rates

Tue, 2008-07-15 00:12 — Guest

Westpac have announced new fixed interest rates effective from the 15th July 2008.

The following fixed rate home loans are increasing by 0.20 percent from the above date.

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed
  • 6 year (Fixed Rate IPL only) fixed
  • 7 year fixed
  • 9 year (Fixed Rate IPL only) fixed
  • 10 year fixed
  • 12 year (Fixed Rate IPL only) fixed

St George Fixed Interest Rates Rise

Fri, 2008-06-06 11:25 — wes@ability

Change in Fixed Rates as of Tuesday 10 June 2008

St.George/BankSA will be increasing its 1-, 2-, 3-, 4- and 5-Year Fixed Rate Home Loans effective from Tuesday,
10 June 2008 for new customers and for existing customers switching into a new fixed rate. Read more

  • 1 Year Fixed Rate (including Portfolio, No Deposit LEF, Low Doc and Low Doc Portfolio) +0.30
  • 2 Year Fixed Rate (including Portfolio, No Deposit LEF) +0.20
  • 3 Year Fixed Rate (including Portfolio, No Deposit LEF, Low Doc and Low Doc Portfolio) +0.20

Commercial Property Loan With 25 Year Loan Term

Fri, 2008-05-16 11:09 — wes@ability

25 year commercial property loan. Read more

  • Competitive Variable and Fixed Rates
  • Low application fees
  • Redraw available
  • Competitive commercial lending package with variable, fixed and a line of credit and a true set and forget facility
  • No ongoing or monthly fees on P&I or Interest only loans
  • Dedicated commercial BDM who will assist in putting the deal together
  • Simple application process and a committed underwriting team to help you get the loan set

ING Direct Fixed Interest Rates Decrease

Thu, 2008-05-08 03:39 — Broker

Effective 9th May 2008 4 and 5 year fixed interest rates from ING Direct have decreased.

ANZ Fixed Interest Rate changes

Fri, 2008-05-02 21:24 — Broker

Please note the following changes to ANZ Fixed Interest Rates, effective Monday, 5th May 2008 (the interest rate applies at settlement not approval):

  • ANZ Residential 1 Year Fixed Rate Home Loan & RIL - 0.14 percent
  • ANZ Residential 7 Year Fixed Rate Home Loan & RIL + 0.19 percent
  • ANZ Residential 10 Year Fixed Rate Home Loan & RIL + 0.36 percent

Bankwest Fixed Interest Rate Increase

Thu, 2008-05-01 19:11 — wes@ability

Bankwest fixed interest rates increase effective from tomorrow Friday 2nd May 2008

  • 1 Year Fixed Home Loan + 0.14 percent
  • 2 Year Fixed Home Loan + 0.04 percent
  • 3 Year Fixed Home Loan + 0.4 percent
  • 4 Year Fixed Home Loan + 0.1 percent
  • 5 Year Fixed Home Loan + 0.25 percent
  • Mortgage Shredder 12 Month Fixed Intro + 0.3 percent
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