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wes@ability's blog

Foreign Currency Home Loans

Thu, 2008-05-01 15:16 — wes@ability
Image showing USD v AUD Currency exchange rate fluctuations
Image showing USD v AUD Currency exchange rate fluctuations

We are getting many calls from people living in Australia who are earning Australian dollars only, enquiring about refinancing their home loans into foreign currency.

Let us theorise for a few moments with some quick, rough and ready math based on US dollar exchange rate history. This is simply just some very broad concepts to consider before spending too much time calling around enquiring about this type of venture.

By the way we are no longer involved in any type of foreign currency loans.  Read more

Banks substandard service

Tue, 2008-04-29 22:38 — wes@ability

Well there may be not much of a recommendation for a bank if a broker accredited with that bank who is also a longstanding customer cannot get satisfactory service.

With several additional options of accessing the bank available which may not be available to regular customers I surely empathise with members of the general public who are not receiving an expected level of service from their bank. Read more

More to choosing a home loan than low interest rates alone

Wed, 2008-04-16 11:34 — wes@ability

I had a conversation last night with a first home buyer who is shopping around for a home loan.

The question was asked several times by this potential customer, “what is your best interest rate?” Read more

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